Finance Options

 

Flexible Finance

Buy Now, Pay Later options for your sofa

Spread the cost with Klarna, Clearpay, PayPal Pay in 3 and DivideBuy. Subject to status. 18+ UK residents only. T&Cs apply.

Finance options banner
Klarna logo Pay in 3 / Pay in 30

Klarna

Split your purchase into 3 interest‑free payments, or pay up to 30 days later. No fees when you pay on time.

  • Instant eligibility check at checkout.
  • No interest or fees when you pay on time.
  • Manage payments in the Klarna app.
Representative example: Pay in 3 – 3 monthly payments of £X with 0% interest. 18+ UK residents only.
Clearpay logo 4 interest‑free payments

Clearpay

Pay in 4 interest‑free instalments every 2 weeks. No interest, no fees when you pay on time.

  • Fast approval at checkout.
  • Automatic payments every 2 weeks.
  • Track your plan in the Clearpay app.
Representative example: Total £X – 4 payments of £X every 2 weeks (0% APR). 18+ UK residents only.
PayPal logo PayPal Pay in 3

PayPal Pay in 3

Split the cost into 3 interest‑free payments over 2 months when you choose PayPal at checkout.

  • Soft credit check with fast decision.
  • No interest, no set‑up fees.
  • Manage everything in your PayPal account.
Representative example: Purchase £X – first payment today, then 2 monthly payments of £X (0% APR). 18+ UK residents only.
DivideBuy logo 3–12 months

DivideBuy

Spread the cost over 3–12 months. Interest‑free options available on selected terms. Credit subject to status.

  • Quick application; instant decision.
  • Flexible terms to suit your budget.
  • Set up Direct Debit; manage online.
Representative example: Cash price £1,200; 12 months at £100/month; Total £1,200; 0% APR when interest‑free is offered. 18+ UK residents only.

How finance works at checkout

  1. Add your sofa to basket and continue to checkout.
  2. Choose Klarna, Clearpay, PayPal Pay in 3 or DivideBuy at checkout.
  3. Complete the quick eligibility check.
  4. Get an instant decision and complete your order.

We are a credit broker, not a lender. Credit subject to status. 18+ UK residents only. Terms apply.

Eligibility (typical)

  • 18+ and UK resident.
  • Valid debit/credit card and UK bank account.
  • Billing and delivery address in the UK.
  • Passing provider affordability and credit checks.

Criteria vary by provider; full details at checkout.

What you’ll need

  • Name, email, and mobile number.
  • Billing address and date of birth.
  • Payment card details (for setup/instalments).

Important information

We act as a credit broker, not a lender. Finance is provided by Klarna, Clearpay, PayPal, and DivideBuy (as selected at checkout). Credit subject to status and affordability. 18+ UK residents only. Terms apply. If you need help with debt, visit MoneyHelper.

Regulatory info (summarised): Klarna Bank AB (publ); Clearpay Finance Ltd (FCA‑authorised); PayPal (Europe) S.à r.l. et Cie, S.C.A.; DivideBuy Limited (FCA‑authorised). See provider sites for full details.

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